Web Site Terms of Use

By visiting or using any Web site, portal, or extranet of Moss Adams LLP or its affiliates (collectively, “Moss Adams,” “we,” and “our”) or the services provided on any Moss Adams Web site, the user (“User,” “you” and “your”) agrees to these Terms of Use.

Security. The User acknowledges that electronic communications, databases, and Web sites are subject to errors, malfunctions, tampering, and break-ins, or that use thereof may result in damage to the User's systems or operations. While Moss Adams will implement reasonable precautions to attempt to prevent such occurrences, the User further acknowledges that Moss Adams does not guarantee such events will not take place and that Moss Adams will not be held liable for any such occurrences. The User shall be solely responsible for ensuring that any information or content downloaded from any Moss Adams Web site or any other Web site accessed from any Moss Adams Web site does not contain any virus or other computer software code or subroutine designed to disable, erase, impair, or otherwise damage its systems, software, or data, and the User shall indemnify, defend, and hold Moss Adams harmless from any liability, claim, cost, or damage arising out of any third-party claim or suit caused by such virus or code or subroutine.

Web Site Use. This Web site and the material on this Web site may not be modified, copied, distributed, republished, downloaded, uploaded, or commercially exploited in any manner without the prior written consent of Moss Adams, except that Users are permitted to download a copy of any of the materials on this Web site on a single computer for personal noncommercial use, provided no copyright, trademark, or other proprietary notices are removed. No intellectual property or other rights in or to this Web site or its contents are transferred to Users. The information on this Web site is provided solely for illustrative purposes and does not create any business, contractual, or employment relationship between you and Moss Adams.

Prohibited Uses. You agree not to:

• Use the Web site or its contents for any purpose that is unlawful or prohibited by these Terms of Use
• Bypass or circumvent measures we may use to prevent, interfere, or limit access to the Web site or any Moss Adams network
• Use the Web site to send altered, deceptive, or false source-identifying information
• Use the Web site to intercept, collect, or store personal information about other users
• Spam other users or take other actions that may affect the operation or enjoyment of the Web site by other users
• Access, monitor, or copy any content or information on the Web site using any robot, spider, scraper, or other automated means or any manual process
• Decompile, disassemble, or reverse engineer any of the software or content used in any part of the Web site or any Moss Adams network
• Send a virus or use any malicious programs or techniques in connection with the Web site
• Overload or crash the Web site or any Moss Adams server or network
• Engage in an excessively high volume of data transfers or bandwidth use, including without limitation by hosting a Web server, Internet relay chat server, or any other server via any use of the Web site

 Submissions. The Web site may have features that let you submit content or communicate with Moss Adams, other users, and the general public, such as sending email; posting comments, reviews, or ratings; participating in chats or forums; and uploading files. Any questions, comments, suggestions, ideas, plans, notes, drawings, images, photographs, pictures, information, and other materials you submit via the Web site are referred to here as “Submissions.” You agree to post, upload, or submit only those Submissions that are appropriate and related to the purpose of the Web site. You represent that you own or control all the rights necessary to grant the licenses and sublicenses to your Submission as described in these Terms of Use. By posting Submissions that contain images, photographs or pictures or that may otherwise be graphical in whole or in part (“Images”), you represent that each person depicted in any Image, if any, has provided consent to the distribution, public display, and reproduction of any Image. You are fully responsible for any damage or harm resulting from your Submissions, and Moss Adams assumes no liability for Submissions posted or submitted by you or other users. You must not post, upload, submit or request:

• Any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material or content that is otherwise objectionable to Moss Adams in its sole discretion
• Any commercial material or content (including, for example, funding solicitations, advertising, or marketing any goods or services)
• Any information you are prohibited from transmitting by contract or confidential relationship
• Any material that exploits or harms minors (any person under the age of 18), intentionally or unintentionally, including by exposing minors to content that is inappropriate, providing minors’ personally identifiable information, or seeking to obtain personally identifiable information from minors
• Any material that could harm the business, reputation, employees, subscribers, or facilities of Moss Adams or any person at Moss Adams
• Any material that infringes, misuses, or violates any copyright, trademark, patent right, trade secret, or other proprietary right of anyone, including rights of publicity and privacy
• Content for which you were compensated or granted any consideration by any third party
• Content that references other Web sites, addresses, email addresses, contact information, or phone numbers
• Content that contains computer viruses, worms, or other potentially damaging computer programs or files

Rights in Submissions. For any Submission you post, upload, or submit via the Web site, you grant Moss Adams a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to (i) use, reproduce, modify, adapt, publish, translate, transmit, create derivative works from, distribute, disclose, and publicly display and perform your Submission for commercial purposes throughout the world in any media now known or hereafter developed and (ii) publish the name you submit in connection with your Submission, in our sole discretion. You agree that you have no recourse against Moss Adams for anyone’s infringement, misuse, or violation of any right you may have in your Submissions, and you irrevocably waive any “moral rights” in your Submissions. You also irrevocably agree that Moss Adams can pursue claims against anyone who violates our rights in the Submissions. You also acknowledge that Moss Adams assumes no responsibility for the deletion of or failure to store or otherwise provide access to Submissions submitted by you or others. No compensation will be paid with respect to the use of your Submission as provided in these Terms of Use. By submitting your email address in connection with your Submission, you agree that Moss Adams and its third-party service providers may use your email address to contact you about the status of your review and other administrative purposes.

Forums, Third-Party Sites, and Content. Posters to and hosts of forums on the Web site (e.g., blogs), even if Moss Adams employees, are not authorized Moss Adams spokespersons, and their views do not necessarily reflect those of Moss Adams. Content, data, services, and products of parties other than Moss Adams may be displayed or made available through the Web site. You acknowledge that Moss Adams is not a publisher of, does not control or endorse, and is not responsible or liable for, any such third-party content. The Web site may contain links to Web sites operated by parties other than Moss Adams. You acknowledge that Moss Adams does not control those Web sites and is not responsible for their content, their privacy practices, or any other policies provided on those Web sites. Moss Adams does not regularly review materials on Web sites linked to this Web site and does not necessarily endorse the materials appearing on any linked Web sites.

WARRANTY DISCLAIMERS. THE MATERIAL ON THIS WEB SITE IS PROVIDED “AS IS” AND IS WITHOUT WARRANTY OF ANY KIND. MOSS ADAMS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THIS WEB SITE AND THE MATERIAL ON THIS WEB SITE. MOSS ADAMS ALSO MAKES NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE ON THIS WEB SITE IS ACCURATE, COMPLETE, OR CURRENT.

LIMITATION OF LIABILITY. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS, IN NO EVENT SHALL MOSS ADAMS BE LIABLE FOR ANY DAMAGES OF ANY KIND OR CHARACTER, INCLUDING WITHOUT LIMITATION ANY COMPENSATORY, INCIDENTAL, DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF DATA, LOSS CAUSED BY VIRUS, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF MOSS ADAMS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THIS WEB SITE OR THE CONTENTS OF THIS WEB SITE.

Indemnification. You agree to indemnify, defend, and hold harmless Moss Adams and its officers, partners, employees, agents, licensors, and suppliers from and against any claims, causes of action, demands, losses, expenses, damages, penalties, or other costs, including but not limited to reasonable attorneys’ fees, brought by third parties as a result of your violation of these Terms of Use, your use of the Web site, any Submissions you supply, or your violation of any law or the rights of a third party.

Governing Law. These Terms of Use are governed by and will be enforced under applicable federal law and the laws of the state of Washington as they are applied to agreements entered into and to be performed in Washington.

DMCA Notice: Claims of Copyright Infringement. Moss Adams respects the intellectual property rights of others and is committed to complying with US Copyright laws. Our policy is to respond to notices of alleged infringement that comply with the Digital Millennium Copyright Act of 1998 (DMCA). The DMCA provides recourse for owners of copyrighted material who believe their rights under US copyright law have been infringed on the Internet. If you believe that material available on or through the Web site infringes a copyright of yours or any third party, please notify our designated agent, listed below. The notice must include the following information as provided by the DMCA, 17 U.S.C. §512 (c) (3):

• A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed
• Identification of the copyrighted work claimed to have been infringed or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material
• Information reasonably sufficient to permit the service provider to contact the complaining party, such as address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted
• A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law
• A statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed

Our designated agent to whom you must address infringement notices under the DMCA is:

Legal Department
Moss Adams LLP
999 Third Avenue, #2800
Seattle, WA 98104
Phone: (206) 302-6800
Email: legal@mossadams.com

After receiving notice, Moss Adams may remove or disable access to any infringing material as provided for in the DMCA.

Amendment. Moss Adams reserves the right to change these Terms of Use at any time by updating this posting. Use of this Web site following any such changes shall constitute acceptance of such changes. Moss Adams may update or modify the information contained on the Web site at any time and without notice.

Licensing

Moss Adams LLP is a Washington limited liability partnership headquartered at 999 Third Avenue, Suite 2800, Seattle, Washington 98104, (206) 302-6500. Moss Adams is licensed, registered for a permit to practice, or has filed a notification of intent to practice in every state or territory listed on the Firm Licensing List. Certain states or territories are not listed because they do not require a separate license, registration, or notification for out-of-state firms. For questions about individual licensees or for complaints or information about Moss Adams’ regulatory compliance, please contact Sharon Glenn at the address listed above, or send an inquiry to cpalicensing@mossadams.com.

Notices

JOB APPLICANTS

The User acknowledges that electronic communications, databases, and Web sites are subject to errors, malfunctions, tampering, and break-ins. Moss Adams is unable to guarantee that information submitted through this Web site for job purposes will be inaccessible by hackers. When submitting a job application to Moss Adams, the User should not include any information of a sensitive nature—social security numbers, credit card numbers, etc. You agree Moss Adams shall have no liability for any unauthorized access to any information you may submit to Moss Adams.

LEGAL NOTICES

Unless otherwise indicated, this Web site and its contents, including but not limited to all text, HTML code, scripts, graphics, images, site design, and "look and feel," are the property of Moss Adams LLP and are protected pursuant to US and foreign copyright and trademark laws.

Moss Adams, Moss Adams Wealth Advisors, and Moss Adams Financial Services are registered trademarks of Moss Adams LLP.

Moss Adams Wealth Advisors Disclaimer

Moss Adams Wealth Advisors LLC and its affiliated broker-dealer, Moss Adams Securities & Insurance LLC, only do business in states where registered or exempted from registration. Information on this site is limited to the distribution of information on products and services and is not investment advice or solicitation for purchase or sale of any security, product, or service. Individual responses that involve transactions in securities, or personalized investment advice for compensation, will not be made without registration or exemption. The general information contained on this website should not be acted upon without obtaining specific legal, tax, and/or investment advice from a licensed professional.

Investment advisory services offered through Moss Adams Wealth Advisors LLC. Tax planning offered by Moss Adams LLP. Securities offered through Moss Adams Securities & Insurance LLC, Member FINRA and SIPC.

For more information about our services please review our Disclosure Brochure/Privacy Policy or Client Relationship Summary.

BUSINESS CONTINUITY STATEMENT

Securities industry regulations require that brokerage firms inform their clients of their plans to address the possibility of a business disruption that potentially results from power outages, natural disasters, or other events. Moss Adams Wealth Advisors LLC and Moss Adams Securities & Insurance LLC have a comprehensive business continuity program in place.

THIRD-PARTY RANKINGS AND RECOGNITION

Third-party rankings or recognition by rating services or publications are no guarantee of future investment success. Working with a highly-ranked adviser does not ensure that a client or prospective client will experience a certain level of performance or results. These rankings should not be construed as an endorsement of the adviser by any client nor are they representative of any one client’s evaluation. Generally, rankings and recognition are based on information prepared and submitted by the adviser. A full discussion of the criteria used in making these rankings is available upon written request or by visiting the ranking organization or publication’s website.